About us
Your Trusted partner for LIC & General Insurance since 1998 and for Mutual Fund since 2019.
At Shree Sai Insurance, we believe that true peace of mind comes from both protecting your wealth and growing it. As a premier financial services firm since 1998, our mission is simple: to simplify financial planning and deliver tailored insurance and mutual fund solutions that align perfectly with your life goals.
We make financial decisions easier by helping you find solutions that match your needs. Whether it's protecting your family or growing your wealth, we're here to guide you at every step towards a secure future.
More about us- 1800+
- Clients
- 700+
- Families
- 4
- Countries
- 21
- Cities
Your financial journey
4 phases in your life.
Every stage of life asks something different of your money. We plan for the one you are in, and keep the next one in view.
- 01
Protection
- Start saving
- Protect life and health
- 02
Accumulation
- Build wealth
- Protect family and liabilities
- 03
Distribution
- Generate income
- Manage retirement and medical risks
- 04
Estate & Legacy
- Preserve assets
- Ensure benefits reach beneficiaries
What we offer
Investments and insurance, in one place
From mutual funds to life and general insurance, we help you choose what fits your goals, then stay with you for the paperwork, renewals and claims.
Mutual Fund & Investment Options
We help you navigate the market with a wide spectrum of mutual funds, tailored to your risk appetite and investment horizon.
LIC – Life Insurance Products
Protect your family's future with life insurance solutions designed to provide financial security, savings benefits, and retirement income options.
GIC – General Insurance Products
Explore general insurance solutions designed to help protect your health, vehicles, home, and travel against eligible risks.
30 services across Mutual Fund & Investment Options, LIC, GIC
Grow Your Wealth, Protect Your Future, Secure Your Dreams.
Shree Sai Insurance helps you choose mutual funds around your goals, your horizon and what you can actually sustain — then stays to service your investments.
- ARN-166386
- EUIN E322905
- No fee from you — the AMC pays trail commission
Mutual fund investments are subject to market risks. Read all scheme related documents carefully.
If you invested
₹25,000 a month
₹2.50 Cr
after 20 years at 12% a year
- You put in
- ₹60.0 L
- Compounding adds
- ₹1.90 Cr
Not a projection. Change the assumptions yourself and watch the answer move.
Open the calculatorGoal planning
Every rupee with a purpose.
We work backwards from the date the money is needed. The horizon decides the portfolio — not the product of the month.
- 25 years away
Retire without a pay cut
A corpus sized to your real expenses, indexed for inflation, drawn down in a sequence that survives a bad first decade.
- Equity mutual funds
- NPS
- Debt laddering
- 15 years away
Fund the degree, not the loan
Education inflation runs near 10%. We work backwards from the fee in the year your child actually enrols.
- Equity mutual funds
- Sukanya Samriddhi
- Gift deeds
- 10 years away
Build the first crore
The unglamorous part: an SIP you can sustain through a drawdown, and a rebalancing rule you agree to in advance.
- Equity mutual funds
- Index funds
- Hybrid funds
- 6 years away
Buy the house in cash-flow terms
A down payment this close to spending has no business sitting in equity. We park it where the date is safe.
- Short-duration debt
- Arbitrage funds
- FDs
- Now
Protect the plan itself
Term cover and a health floater sized to your liabilities. Insurance is not an investment, and we will not sell it as one.
- Term life
- Health floater
- Emergency fund
- 3 years away
Save tax without wrecking liquidity
ELSS has the shortest lock-in in 80C. We use it deliberately, not as a March panic purchase.
- ELSS
- NPS Tier I
- 80C planning
Risk profiling
Know your risk before you invest.
Every plan starts with how much risk you can actually carry — not how much you think you should. A short questionnaire tells us that, before any scheme is suggested.
The questions cover
- When you will need the money, and what it is for
- How steady your income is, and who depends on it
- What you would do if your investments fell 20% in a year
- What you have invested in before
Consent form for data processing
Your data, used only with your consent.
Before we process your personal data we ask for your consent, as India's Digital Personal Data Protection Act, 2023 expects. The form takes a few minutes and tells you exactly what you are agreeing to.
- What we use: Your name, contact details, PAN, KYC and bank details — only what opening and servicing your investments and policies needs.
- Why we use it: KYC, transactions with fund houses and insurers, servicing your folios and policies, and the records regulators require us to keep.
- Who sees it: Only the fund houses, insurers, registrars and KYC agencies your transactions go through. We do not sell your data.
- Your choice: You can ask to see or correct your data, and withdraw your consent at any time by writing to us.
For existing clients
Your whole portfolio, in your pocket.
Track every folio, review your goals and pull a statement whenever you need one. Shree Sai Insurance places your investments through a registered platform, and the app is how you see them — units are always held in your own name.
- Secure sign-in
- SIP mandates
- Statements on demand
Signed in as
Your account
Portfolio value
₹ ••••••
Visible once you sign in
- Funds
- Goals
- Chat
Your goals
Retire without a pay cut
Fund the degree, not the loan
Illustration of the app, not a client account.
Why us
Wealth is personal. Your distributor should be too.
Shree Sai Insurance is an AMFI-registered distributor, not an investment adviser. The distinction matters, and we would rather you hear it from us.
- 01
A plan you can hold us to
Goals with dates and rupee amounts, the monthly figure, and the reason each scheme was chosen — written down, and yours to keep.
- 02
You see what we earn
The asset management company pays us a trail commission, disclosed before you invest. You pay us nothing directly.
- 03
The person who wrote it answers
You speak to whoever wrote your plan, not to whoever happens to pick up the phone.
- 04
Reviews that change something
We check the instalments went through and whether allocation drifted past the band we agreed. Most reviews end in no transaction.
Who you will actually deal with
Amit Dhirajlal Waghela
AMFI-registered mutual fund distributor
Amit Dhirajlal Waghela holds ARN-166386 and runs Shree Sai Insurance from Borivali West, Mumbai. The practice looks after more than 1,800 clients across more than 700 families, in mutual funds and insurance. Every plan starts with the investor's goals and a risk profile, and is reviewed with them as their circumstances change.
- Registered
- ARN-166386
Client stories
Built on relationships, not transactions.
“They guided me seamlessly at a crucial time, providing the clarity I desperately needed. Their expert advice completely transformed my approach to investing. Extremely knowledgeable, proactive, and reliable—they truly make the world of investment stress-free. I highly recommend their exceptional financial guidance to anyone looking to grow their wealth!”
Harsha Amberkar
Health insurance claims
Hospitalised? Tell us within 12 hours.
In case of reimbursement of hospitalization expenses, it is important to intimate the insurance company within 12 hours of hospitalization and submit the documents to us within a week.
Within 12 hours of hospitalisation, fill in this form. We register the claim with the insurance company and send you the claim reference number.
Within a week submit the hospital bills, reports and discharge papers to us for the reimbursement.
Claim intimation
Kindly register a claim for below details and provide the claim intimation/reference number.
Start here
Your journey begins with one honest conversation.
We map your income, obligations and what is actually worrying you. No product is named in that first meeting.
- Call
- +91 98672 00166
- Registered
- ARN-166386