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GIC – General Insurance Products

Travel Insurance

Travel protection for eligible medical emergencies and other covered travel-related risks.

How we help

Travel insurance covers medical emergencies while you are away and, depending on the plan, problems such as lost baggage, delayed flights and cancelled trips.

Some countries ask for proof of medical cover with a visa application. We help you choose cover that matches the destination, the length of the trip and who is travelling.

Before you leave, we explain how to reach the insurer's assistance line from abroad and which documents a claim will need.

What it covers

  • Emergency medical cover where included
  • Trip-related benefits where included
  • Coverage depends on the selected policy

Coverage, exclusions, and claim conditions depend on the policy and insurer.

Before you decide

Points to check

  1. 01Medical cover suited to the cost of treatment at your destination
  2. 02Any minimum cover the visa for your destination requires
  3. 03How pre-existing conditions are treated
  4. 04Trip cancellation, delay and baggage benefits
  5. 05The assistance helpline and how to claim from abroad

Common questions

What people ask us about Travel Insurance

Do I need travel insurance for a Schengen visa?

Yes. Schengen countries require travel medical insurance that meets a minimum level of cover. We help you choose a policy that satisfies the requirement.

Are pre-existing illnesses covered?

Most policies exclude them, or cover them only in a life-threatening emergency and within limits. Read the wording before you travel.

Can I buy cover after I have left India?

Most policies must be bought before the journey begins, so arrange cover before you leave.

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Shree Sai Insurance is the practice of Amit Dhirajlal Waghela, an AMFI-registered mutual fund distributor (ARN-166386), not a SEBI-registered investment adviser. The firm earns commission from asset management companies on the schemes it distributes, does not charge a fee for distribution, and does not guarantee returns. Insurance is offered separately from the mutual fund distribution business. Mutual fund investments are subject to market risks. Read all scheme related documents carefully.